The Order of Investing for Tech Workers

  1. Secure 3 - 6 months emergency fund.
  2. Pay off high interest debt such as credit card debt.
  3. Contribute to the company 401K until the match
  4. Max ESPP if the company offers it
  5. ROTH IRA
  6. HSA
  7. Contribute to your children's 529
  8. Max 401K
  9. Mega backdoor ROTH
  10. Taxable investing
  11. Real estate / mortgage
  12. Pay off low interest debt
  13. Speculate on higher risk bets (Optional)

The content on this website is for informational purposes only and should not be considered as financial advice. We are not financial advisors, tax professionals, or legal experts. All investment strategies and investments involve risk of loss. Past performance does not guarantee future results. Please consult with qualified professionals regarding your specific financial situation before making any investment decisions.